Lending Partners

Partner With CarLendr

Gain access to a steady stream of pre-screened, policy-matched auto loan applicants. Lower your acquisition costs and fund more loans with less effort.

Why Partner With Us

Benefits for Lenders

CarLendr delivers qualified, policy-matched borrowers directly to your lending platform.

Pre-Screened Applicants

Every applicant is verified and credit-checked before reaching your desk. No more wasted time on unqualified leads.

Policy-Matched Leads

Our AI matches applicants to your specific policy matrix. You only see borrowers who meet your credit tier, LTV, DTI, and term requirements.

Lower Acquisition Cost

Reduce your cost per funded loan by up to 60% compared to traditional dealer-sourced applications. Pay only for results.

Volume & Scale

Access thousands of monthly applications from borrowers actively seeking auto financing. Scale your loan book efficiently.

Compliance Built In

All applicants go through FCRA-compliant processes. Soft pull only at application stage. Full audit trail for every interaction.

High-Intent Borrowers

Our applicants are actively shopping for vehicles. They have completed a full application and are ready to purchase, resulting in higher conversion rates.

For Lenders

How It Works

01

Set Your Policy Matrix

Define your lending criteria: credit tiers, LTV limits, DTI thresholds, loan terms, and geographic coverage. Our system uses these to match the right borrowers to you.

02

Receive Matched Applications

Qualified, pre-screened applications flow directly to your dashboard. Each application includes credit data, income verification status, and vehicle preferences.

03

Fund Loans & Grow

Review applications, issue final approvals, and fund loans. You pay only for funded loans or choose a flat subscription โ€” whichever model fits your business.

Pricing

Flexible Revenue Model

Choose the pricing model that works best for your institution.

Per-Funded-Loan

Pay only when a loan is successfully funded. Zero upfront costs, zero risk. Ideal for lenders who want a pure pay-for-performance model.

  • No monthly minimums
  • Pay only for results
  • Transparent per-loan fee
  • No setup costs
POPULAR

Subscription

Flat monthly fee for unlimited access to matched applications. Best for high-volume lenders who want predictable costs and maximum deal flow.

  • Unlimited matched applications
  • Priority placement in offers
  • Dedicated account manager
  • Custom API integration
Get Started

Become a Lending Partner

Join our network of 500+ lenders and start receiving policy-matched applications. Fill out the form and our partnerships team will reach out within 1-2 business days.

Free onboarding and integration support
Dedicated account manager
Full API access for seamless integration
No long-term contracts required

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